Our Elan® ATM Card may be used at any ATM that accepts PULSE®, ELAN ® or CIRRUS® cards. Obtain cash or do a balance inquiry 24 hours a day, 7 days a week. Balances obtained via the ATM network may not have your up to the minute balance.

If you use an ATM not operated by us, you may be charged a fee by the ATM operator and by any national, regional or local network processing the transaction (and you may be charged a fee for a balance inquiry even it you do not complete a fund transfer). The ATM surcharge will be debited from you account if you elect to complete the transaction or continue with the balance inquiry. Some merchants now allow ATM cards to be used for purchases, using your ATM card for a purchase requires you to enter your Pin.

ICU Elan ® ATM Card fees

• FREE, with all checking accounts except ICU Free Checking and Student Checking.
• Replacement Card fee of $5.00 per card
• Non-sufficient funds fee of $20.00
• Copy of terminal receipt fee is $15.00

Fees effective as of 6-1-07

This information may have changed after that date. To find out what may have changed contact us at 715-635-8273 or 1-800-645-9391.

To Report Your Debit or ATM Card Lost or Stolen Contact:

Indianhead Credit Union Spooner Office: 1-800-645-9391 Indianhead Credit Union Grantsburg Office: 1-866-836-4533 24 Hour Help: 1-800-264-5578

You may also call our Spooner office at 1-715-635-8273 during ICU's normal office hours, fax us at 1-715-635-6913 or write to us at PO Box 100 Spooner, WI 54801 to report the unauthorized use of the card.