We have several checking
accounts to choose from, depending on your needs. For additional
information relating to fees and dividends, check our Statement Savings Account Rate and Fee Schedule.
ICU Free Checking
Basic Checking
- Minimum balance of $100 is required for no service charge.
A $4.00 fee is assessed if account goes below the minimum.
- Unlimited check writing
- Minimum balance to earn dividends - $500.00
- Debit MasterCard™ Check Card available
for $1.00 per month
- Free Elan ® ATM Card Card
available.
| Dividend
Rate |
Annual
Percentage Yield |
| .25% |
.25% |
Rates current as of 07-01-07
Last changed on 09-23-08
Direct Deposit Plus Checking
Have your payroll, social security, or pension
check deposited automatically to qualify for this account.
- No minimum balance required
- No monthly service charges, unless the direct deposit
is cancelled
- Unlimited check writing
- Minimum balance to earn dividends - $500.00
- Free Debit MasterCard™ Check Card available
- Free Elan ® ATM Card available.
| Dividend
Rate |
Annual
Percentage Yield |
| .25% |
.25% |
Rates current as of 07-01-07
Last changed on 09-23-08
Senior Checking
You must be 55 or older to qualify for this
account.
- No minimum balance required
- No monthly service charges
- Unlimited check writing
- Minimum balance to earn dividends - $1000.00
- Debit MasterCard™ Check Card available
for $1.00 per month, fee waived with direct deposit
- Free Elan ® ATM Card available.
- One box of economy checks printed FREE each year. Checks
must be ordered through the credit union to qualify.
Dividend
Rate |
Annual
Percentage Yield |
| .25% |
.25% |
Rates current as of 07-01-07
Last changed on 09-23-08
Student Checking
To qualify you must be in high school or college,
and at least 18 years old.
- No minimum balance
- No monthly service charge
- Unlimited check writing
- First box of economy checks printed FREE, must be ordered
through the credit union
- Debit MasterCard™ Check Card available
for $1.00 per month
- Elan ® ATM Card available
for $5.00 annual fee
Nonprofit Checking Account
To qualify must be a nonprofit organization
- No minimum balance
- No monthly service charge
- Unlimited check writing
- Minimum balance to earn dividends - $500.00
Dividend
Rate |
Annual
Percentage Yield |
| .25% |
.25% |
Rates current as of 07-01-07
Last changed on 09-23-08
 Rates are subject to change at any time without
notice.
For additional important information,
check our Statement Savings Account Rate and Fee Schedule for Truth in
Savings information and the Membership
and Account Agreement for other terms and conditions.
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