Indianhead Credit Union
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Debit MasterCard


With your Debit MasterCard ® Check Card, you can purchase just about anything, just about anywhere. No more worrying about “out of town checks.” 

Use this card anywhere that MASTERCARD® Check Cards are accepted. When you use the check card, the money is automatically deducted from your checking account. Our check card may also be used at any ATM that accepts PULSE®, ELAN® or CIRRUS® cards. Obtain cash or do a balance inquiry 24 hours a day, 7 days a week. Balances obtained via the check card network may not have your up to the minute balance. 

ATM Card ApplicationIf you use an ATM not operated by us, you may be charged a fee by the ATM operator and by any national, regional or local network processing the transaction (and you may be charged a fee for a balance inquiry even it you do not complete a fund transfer). The ATM surcharge will be debited from your account if you elect to complete the transaction or continue with the balance inquiry. 

Debit MasterCard ® Check Card Fees

  • Monthly fee of $1.00, waived if you have direct deposit of your paycheck, pension check, or social security check. 
  • Replacement Card fee of $5.00 per card
  • Non-sufficient funds fee of $20.00
  • Copy of a terminal receipt fee is $15.00
Fees effective as of 6-1-07

This information may have changed after that date. To find out what may have changed contact us at 715-635-8273 or 1-800-645-9391. 

CLICK for information on the MasterCard SecureCode programMasterCard®SecureCode™ gives you added security for your online purchases. At the end of each online purchase you sign a receipt with your private SecureCode™. Only you can sign the receipt, thus ensuring a safe online shopping experience! For more information on MasterCard SecureCode Click Here.

To Report Your Debit or ATM Card Lost or Stolen Contact:
  • Indianhead Credit Union Spooner Office:
    1-800-645-9391
  • Indianhead Credit Union Grantsburg Office:
    1-866-836-4533
  • 24 Hour Help: 1-800-264-5578

You may also call our Spooner office at 1-715-635-8273 during ICU's normal office hours, fax us at 1-715-635-6913 or write to us at PO Box 100 Spooner, WI 54801 to report the unauthorized use of the card. 
 
 
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Main Office: 104 East Maple Street - Spooner, Wisconsin  54801 - Phone (715) 635-8273 - Toll Free 1-800-645-9391 - Fax (715) 635-6913 Branch Office: 138 West Madison Ave. - Grantsburg, Wisconsin  54840 - Phone (715) 463-5515 - Toll Free 1-866-836-4533 - Fax (715) 463-5141 Indianhead Credit Union will never solicit personal or private information via e-mail from members
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