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Secured Loan Rates
for Qualified Borrowers |
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Consumer
Loans |
Annual
Percentage Rate (APR) |
Monthly
Payment per $1000
for APR and Term |
| Secured
24 Months |
5.98% |
$44.31 |
| Secured
36 Months |
6.48% |
$30.64 |
| Secured
48 Months |
6.73% |
$23.82 |
| Secured
60 Months |
6.98% |
$19.80 |
| Secured
72 Months |
7.73% |
$17.41 |
Secured
120 Months |
8.23% |
$12.27 |
Secured
180 Months |
8.73% |
$9.99 |
Secured Loans = New and Used Autos,
boats, campers, motorcycles, snowmobiles, ATVs, etc
| Signature & Line of Credit Loans |
Annual Percentage Rate (APR) |
Monthly
Payment per $1000
for APR and Term |
| Unsecured
24 months |
7.43% |
$44.95 |
| Unsecured
36 months |
8.93% |
$31.76 |
Express Line of Credit |
11.00% |
$4.00 per hundred or minimum of $20.00
|
Overdraft Protection |
18.00% |
$4.00 per hundred or minimum of $20.00 |
| Reap
-
Home Equity Loan* |
8.00% |
Balance
up to 10,000 - 48 Months maximum term |
$24.42 |
10,000
to 24,999 - 120 Months maximum term |
$12.13 |
25,000+
- 180 Months maximum term |
$9.56 |
Rates current as of 07-01-07
Last changed on 09-23-08
The above rates are subject to change
any time without notice. Other rates and terms are also available.
Rates subject to credit approval. ICU reserves the right to require
a down payment. ICU may include any fees that may apply. Charges
that may be imposed are minimum, fixed, transaction or activity.
*Annual
Percentage Rate may vary and the maximum interest rate of 18%
may be imposed with the variable rate plan.
For more information call 1-715-635-8273 or 1-800-645-9391
in Spooner or 1-715-463-5515 in Grantsburg or visit one of our
offices.
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