Indianhead Credit Union
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Real Estate Loans
Start your new home search with ICU!Whether you are looking to purchase your dream home or refinance your existing home, ICU has a program that will fit your needs. When you are shopping for a home loan, it is important to obtain the total cost of the loan, what is the interest rate, what are the closing costs, are you able to buy down the interest rate. Our experienced lending staff will help you determine what your total costs are to make an informed decision about where to finance your next real estate loan.

Wondering...
  • How much house you would qualify for?
  • How much house does a given payment buy?
  • What is the monthly payment?
  • Will refinancing save money?
Mortgage Calculators

ICU currently offers:
    First-time homebuyers program from WHEDA -- This program offers first time home buyers, who fall within the WHEDA income limit for the county in which the home is being purchased, with a good credit rating and steady income, a 30 year fixed rate mortgage with a low down payment and below-market interest rates.

    Federal Housing Administraton (FHA) Housing Loan Program
    -- FHA insures the loan, down payment requirements are as low as 3%, and most of the closing costs and fees can be included in the loan. FHA has a fixer-upper loan program and an FHA Energy Efficient Mortgage program. FHA has loan programs for manufactured homes and mobile homes.

    15, 20, 30 year fixed, and adjustable rate loans* - ICU does not retain or service all the real estate loans originated.

    Pre-approvals
    -- Before you start shopping for your home, stop by the credit union and obtain a pre-approval so you know how much home you can afford.
Questions or to Apply for a Loan, stop into one of our offices or call:

Brenda Dewitt at our Spooner office (715) 635-8273, or 1-800-645-9391

Jackie Finch at our Grantsburg office (715)463-5515

*Monthly payment per $1000.00 at 7% annual percentage rate for 30 years is $6.68
 
 
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Main Office: 104 East Maple Street - Spooner, Wisconsin  54801 - Phone (715) 635-8273 - Toll Free 1-800-645-9391 - Fax (715) 635-6913 Branch Office: 138 West Madison Ave. - Grantsburg, Wisconsin  54840 - Phone (715) 463-5515 - Toll Free 1-866-836-4533 - Fax (715) 463-5141 Indianhead Credit Union will never solicit personal or private information via e-mail from members
Equal Housing OpportunityYour savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government - NCUA - National Credit Union Administration, a U.S. Government Agency
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