Real Estate Loans

Whether you are looking to purchase your dream home or refinance your existing home, ICU has a program that will fit your needs. When you are shopping for a home loan, it is important to obtain the total cost of the loan, what is the interest rate, what are the closing costs, are you able to buy down the interest rate. Our experienced lending staff will help you determine what your total costs are to make an informed decision about where to finance your next real estate loan.

Loans and features offered by ICU

5, 10, 15, 20, 25, and 30 year fixed, and adjustable rate loans*
ICU does not retain all the real estate loans originated, but service all real estate loans originated.

Before you start shopping for your home, stop by the credit union and obtain a pre-approval so you know how much home you can afford.

Questions or to Apply for a Loan, stop into one of our offices or call:

NMLS ID #: 464571
Spooner office:
(715) 635-8273 ext. 3, or 1-800-645-9391 ext. 3; Dale Gottschalk (MLO# 617356), Brenda DeWitt (MLO# 763753)

Grantsburg office: (715) 463-5515 or 1-866-836-4533; Jackie Finch (MLO# 764388)

Superior Office: (715) 392-4524 or 1-844-679-1049; Deborah Dalbec (MLO# 131862)

* Monthly payment per $1000.00 at 6% annual percentage rate for 30 years is $6.00.

Mortgage Calculators

Mortgage Calculator

Mortgage Calculator


Amortization Calculator


Refinance Calculator