MasterMoney® Debit Card

The MasterMoney® Debit Card allows you to make purchases just about anywhere: stores, gas stations, or anywhere MasterCard® is accepted. It is a convenient way to access the money in your checking account. No more worrying about “out of town checks.”

When you use the MasterMoney® Debit Card, money is automatically deducted from your checking account. This is why it is sometimes called a “check card.” Unlike a credit card, you won’t have to pay high interest rates on purchases and you won’t have to mail out monthly payments.

The MasterMoney® Debit Card may also be used at any Automated Teller Machine (ATM) with the PULSE®, ELAN® or CIRRUS® logo to inquiry about balances, withdraw cash, or make transfers, 24 hours a day, 7 days a week. Balances obtained via the check card network may sometimes not have your up-to-the-minute balance.

You have access to over 24,000 surcharge-free MoneyPass® ATMs nationwide! When you use your card at any of the conveniently located MoneyPass® ATMs, you won’t be charged an ATM surcharge fee. You don’t need to sign up to receive this access – you already have it. Simply use the online locator MoneyPass® to find a MoneyPass® ATM and you’re on your way to saving at the ATM. Download the MoneyPass® App to your smart phone or tablet to easily find surcharge-free ATMs while you are traveling. There’s no need to carry excess cash around when you can use MoneyPass® ATM surcharge-free!

If you use an ATM not operated by MoneyPass®, you may be charged a fee by the ATM operator and by any national, regional or local network processing the transaction (and you may be charged a fee for a balance inquiry even it you do not complete a fund transfer). The ATM surcharge will be debited from your account if you elect to complete the transaction or continue with the balance inquiry.

• $10.00 replacement fee for a lost or damaged card
• $10.00 fee to order new card within 6 months of closing a card (not due to fraud, compromise, loss or theft)
• $20.00 replacement fee due to member providing card or account information to a phishing scam or giving the card or card number to non-owners of accounts
• Pin reset fee: 1st one is free, then $3.00 each time thereafter
• $2.00 monthly fee (if the card has less than 4 transactions per month)
• $5.00 fee to close card because member no longer wants an authorized charge to continue to clear their account
•  $5.00 per month if an individual member has more than one card per account suffix (Examples of suffixes: 1, 37, 62, 88, etc.) – i.e. Member has 2 debit cards in their name for the same checking account
• Service fees may apply from ATM owners; to avoid surcharge fees, use MoneyPass® ATMs

Fees effective as of 8-15-2021

This information may have changed after that date. To find out what may have changed contact us at 715-635-8273 or 1-800-645-9391.

MasterCard®SecureCode™ gives you added security for your online purchases. At the end of each online purchase you sign a receipt with your private SecureCode™. Only you can sign the receipt, thus ensuring a safe online shopping experience! For more information on MasterCard SecureCode please contact ICU.

DEBIT CARD APPLICATION

To Report Your Debit or ATM Card Lost or Stolen

• Indianhead Credit Union Spooner Office: 1-800-645-9391
• Indianhead Credit Union Grantsburg Office: 1-866-836-4533
• Indianhead Credit Union Superior Office: 1-844-679-1049
• 24 Hour Help: 1-800-383-8000

You may also call our Spooner office at 1-715-635-8273 during ICU’s normal office hours, fax us at 1-715-635-6913 or write to us at PO Box 100 Spooner, WI 54801 to report the unauthorized use of the card.

To reset a Debit card PIN, contact a representative at Indianhead Credit Union during normal business hours.